Category: My Two Cents
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Gender Disparities in Financial Literacy
In a study conducted by the TIAA Institute, American women on average scored ten percentage points worse than their male counterparts on a financial literacy exam. I’d confidently argue that this isn’t the result of inability. Rather, this phenomenon is likely the result of not having access to resources. Regardless, this is an alarming…
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The NCAA has a Money Problem
For college sports fans, March Madness is one of the best times of the year. March Madness is a three-week college basketball tournament, showcasing some of the best basketball at the college-level in the country. This one tournament draws a lot of attention, and the National Collegiate Athletic Association (NCAA) definitely benefits. For just one…
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Why Quibi Failed | How Not to Start a Business
Many have aspirations of starting their own business, whatever it may be. Unfortunately, businesses do not always become big-time successes. In fact, they most often become utter failures. According to the U.S. Bureau of Labor Statistics, about 20% of businesses fail in the first year of operations. This percentage only goes up as time goes…
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Should You Buy a Haunted House?
In this current housing market, it’s difficult to find a home at market value, let alone below market value. But, what if I told you that there’s a way for you to find a house at a steep discount? The only catch is that you’ll have to have some roommates. Ghostly roommates. The type of…
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Student Loan Forgiveness Doesn’t Solve the Problem
On July 14, 2023, the Biden Administration announced that it would forgive roughly $39 billion in student loans for over 800,000 borrowers. This comes just a few weeks after the Supreme Court rejected a broader forgiveness effort by President Joe Biden (Dept. of Education v. Brown, Biden v. Nebraska). While there still might be some…
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Stop Blaming Companies for Bad Parenting
Juul, the e-cigarette company, made headlines recently for getting caught in some legal issues (again). As I started reading the article, the more it came clear to me: some parents take no responsibility for their bad parenting. I’m not looking to defend corporations. Many of these companies are rightfully to blame and should face consequences. …
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A Survival Guide to the Retail Apocalypse
In 2019, over 16,000 stores closed their doors in the United States. With so many retail bankruptcies, many expect the trend only to continue, as retailers are still struggling. Some have coined this decline as the ‘retail apocalypse,’ seeing it as the beginning of the end for brick-and-mortar due to the internet. While e-commerce has…
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What in the World are NFTs?
If you are someone who reads the news, you probably have heard the term “NFT.” If you are like me, you probably were completely lost upon hearing the term. I feel like every time I look at the news, a new NFT is being sold for millions of dollars. With so much hype around NFTs,…
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What Happened to Cyberpunk 2077?
For gamers, the holiday season is the most anticipated time of the year. With many tech companies looking to take advantage of the commercialism brought by Christmas, a number of highly anticipated video games are released in the weeks leading up to the holiday. This year, the game that got many excited was Cyberpunk 2077. …
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Adapt or Die | The Fall of Kodak
In business, there is a saying: “adapt or die.” This phrase really captures the importance of remaining up-to-date with market trends. Modernizing is very critical in all aspects of business, especially considering our technological climate. Nowadays, falling behind the times can actually prove to be very harmful, leading to many missed opportunities. There are countless…